Managing Your Money in Bali
A complete guide to currency, exchange rates, and local tipping etiquette for a seamless premium holiday.
Market Rate (IDR/USD)
15,742
↑ 0.2%Live market data. Rates at kiosks may vary.
ATM Daily Limit
2,500,000 IDR
Approx. $160 USD per withdrawal.
Premium Spend
$150 - $400
Estimated daily budget for premium experiences.
account_balance Currency Tips
IDR to USD / TRY
The Indonesian Rupiah (IDR) has many zeros. A simple trick: remove the last three zeros to get the rough value in USD (e.g., 100,000 IDR ≈ $6.30 USD). For TRY, 100,000 IDR is roughly 215 TRY.
Safe ATM Usage
Stick to ATMs located inside bank branches or major shopping malls. Avoid standalone street ATMs to prevent skimming. Always check for green IDR 100,000 bill indicators.
Cards vs. Cash
Visa and Mastercard are widely accepted in resorts and high-end restaurants. However, keep at least 500k IDR in cash for local markets and smaller warungs.
volunteer_activism Tipping Etiquette
| Service | Recommended |
|---|---|
| Private Guide | 150k - 250k IDR / day |
| Private Driver | 50k - 100k IDR / day |
| High-end Dining | 10% (If not included) |
| Spa Therapist | 20k - 50k IDR / treatment |
| Hotel Porter | 10k IDR / bag |
Note: Most luxury venues already include a 10% service charge and 11% tax ("Plus Plus") on the bill.
Need more financial advice?
Our concierge can help with wire transfers or currency pre-ordering.